Whole-of-market advice
We’re not tied to any single lender. We compare deals from a wide panel of High Street banks and specialist lenders.
Mortgages for contractors
Your mortgage, expertly handled
Whole-of-market mortgage advice, tailored to your circumstances. We search across High Street and specialist lenders to find a deal that suits you.
Earned hundreds of positive Feefo reviews
Won Feefo Platinum Trusted Service in 2021, 2022 and 2023.
Keeping it simple
Mortgage advice that fits how you work
Contracting, freelancing, self-employed or permanent, we understand how your income works and tailor our advice to your situation.
Tailored to you
We match our advice to your employment situation, income pattern and credit history.
Dedicated support
A named adviser and case manager look after you from the first conversation through to completion.
Remortgage reminders
We’ll get back in touch when your deal is due to end, so we can review the market for your next mortgage.
High Street lenders we compare
Plus many specialist lenders
Here to help
Advice you can count on
Our mortgage advisers understand the extra complexity contractors can face, from variable income and short-term contracts to lender criteria that don’t fit standard employed applicants.
We compare specialist and High Street options, explain what paperwork you need, and help you move forward with mortgage advice tailored to contractors.
Reviews
In their own words
Feefo Platinum Trusted Service award
Won in 2021, 2022 and 2023
“I came into the situation knowing very little about the whole process and left highly informed. Explained things in great detail without over complicating them … Gave me the time I needed to decide my options without being pushy.”
FAQ
Questions, answered
Anything else you’d like to know? Ask us on the call, or ring the team now.
Yes. Many lenders will consider contractors, and some assess your income on your day rate rather than past accounts. An adviser can explain which lenders are likely to suit your circumstances.
It depends on how a lender assesses your income. Some look at the salary and dividends you draw from a limited company, while others work from your day rate or contract value. Your adviser compares lenders and explains what each is likely to offer in your circumstances.
Usually proof of your current contract, recent payslips or dividend vouchers, bank statements and ID. If you run a limited company, some lenders also ask for SA302 tax calculations, company accounts or a letter from your accountant. Your adviser tells you exactly what is needed before you apply.
Your adviser explains any fees in your first conversation, before you commit to anything. In many cases the lender pays the adviser a commission when your mortgage completes, so there is no direct cost to you. Where a fee does apply, it is agreed with you in advance.
Yes. When your current deal is due to end, or if you simply want to review your mortgage, an adviser compares deals from across the market and talks you through your options. We can also remind you when it’s time to look again.
Ready to talk about your mortgage?
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